Informational Purpose
The website describes ZeroBalanz concepts, planned capabilities, pilot structures and business services. Site content is general information and does not create a client relationship, service commitment, collection communication or binding offer. Specific services, responsibilities and performance terms are established only in a separately executed agreement.
No Legal or Compliance Advice
Nothing on this site is legal, regulatory, financial or compliance advice. Laws and requirements vary by debt, party, jurisdiction, channel, consent status and operating configuration. Clients remain responsible for obtaining qualified advice and approving their own policies, disclosures, negotiation authority and compliance program.
No Performance Guarantee
Examples, research references, projections and descriptions of potential benefits do not guarantee any recovery, contact, resolution, payment or compliance result. Outcomes depend on the portfolio, data quality, operating rules, implementation and other circumstances.
Acceptable Use
You may not misuse the site, attempt unauthorized access, interfere with its operation, introduce malicious code, scrape it in a manner that impairs service, misrepresent your identity or use its content for unlawful activity. You may not submit sensitive consumer debt or payment information through public inquiry forms.
Intellectual Property
The ZeroBalanz name, branding, site design, text, graphics, demonstrations and other original materials are owned by or licensed to ZeroBalanz and are protected by applicable intellectual-property laws. You may view and share links to public pages for legitimate business evaluation, but you may not reproduce or commercially exploit site materials without permission.
Third-Party Content
The site may reference third-party research, regulations, platforms or websites. Those references are provided for context and do not imply endorsement, control or responsibility for third-party content, availability or practices.
Website Availability and Disclaimers
The site is provided on an “as available” basis. To the fullest extent permitted by law, ZeroBalanz disclaims warranties regarding uninterrupted availability, completeness, accuracy, fitness for a particular purpose and non-infringement. We may modify or discontinue site content at any time.
Limitation of Liability
To the fullest extent permitted by law, ZeroBalanz will not be liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, data or business opportunities, arising from use of or reliance on this public website. Some jurisdictions may not permit certain limitations, so portions of this section may not apply.
Changes to These Terms
We may update these terms as the website and business evolve. Continued use after an update constitutes acceptance of the revised terms. The effective date above identifies the current version.
Contact Us
Questions about these terms may be sent to hello@zerobalanz.com.